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	<title>Success Strategies &#187; Banking Relationships</title>
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	<description>Plan to Win!</description>
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		<title>Achieving Success on Your Dairy Farm Loans</title>
		<link>http://www.success-strategies.com/2011/10/circumstances-you-determine/</link>
		<comments>http://www.success-strategies.com/2011/10/circumstances-you-determine/#comments</comments>
		<pubDate>Sun, 23 Oct 2011 05:42:39 +0000</pubDate>
		<dc:creator>jellsworth</dc:creator>
				<category><![CDATA[Banking Relationships]]></category>
		<category><![CDATA[Business Challenges]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Success Tips]]></category>

		<guid isPermaLink="false">http://www.success-strategies.com/?p=1519</guid>
		<description><![CDATA[Do you feel like your lender is being tough on you? Welcome to the new world of dairy finance. I have seen some of the most extreme lender responses over this year, some that even supersede decisions made in the 20-month downturn of 2002 to 2003. Perhaps, these same lenders haven’t forgotten the implications of the last downturn. Maybe this downturn hit some people more quickly than the last one. However, I have observed two distinct and sometimes extreme reactions from lenders during the past year.]]></description>
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		<title>A Reality Check</title>
		<link>http://www.success-strategies.com/2011/06/a-reality-check/</link>
		<comments>http://www.success-strategies.com/2011/06/a-reality-check/#comments</comments>
		<pubDate>Thu, 09 Jun 2011 18:39:07 +0000</pubDate>
		<dc:creator>jellsworth</dc:creator>
				<category><![CDATA[Banking Relationships]]></category>
		<category><![CDATA[Success Tips]]></category>

		<guid isPermaLink="false">http://www.success-strategies.com/?p=1507</guid>
		<description><![CDATA[It’s time for a reality check. Maybe I’ve missed something. I’ve been in the dairy industry for almost 40 years. I got my first job in it when I was in my early teens. Now, I think I’ve seen it all. A program for banks called TARP (Troubled Asset Relief Program) now being in need [...]]]></description>
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		<title>Should I be fixing my Interest Rates?</title>
		<link>http://www.success-strategies.com/2010/06/should-i-be-fixing-interest-rates/</link>
		<comments>http://www.success-strategies.com/2010/06/should-i-be-fixing-interest-rates/#comments</comments>
		<pubDate>Fri, 04 Jun 2010 03:50:01 +0000</pubDate>
		<dc:creator>jellsworth</dc:creator>
				<category><![CDATA[Banking Relationships]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Success Tips]]></category>

		<guid isPermaLink="false">http://www.success-strategies.com/?p=988</guid>
		<description><![CDATA[This is a question many people are asking. I believe it’s something we need to be looking at regularly. As far as when you should fix them, that depends on many factors.
*    Are you planning to stay with your current lender?
Are there any Prepayment Penalties? They have committed to investors to pay a fixed rate [...]]]></description>
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		<title>WHERE HAVE ALL THE LENDERS GONE?</title>
		<link>http://www.success-strategies.com/2010/03/where-have-all-the-lenders-gone/</link>
		<comments>http://www.success-strategies.com/2010/03/where-have-all-the-lenders-gone/#comments</comments>
		<pubDate>Sun, 28 Mar 2010 20:29:29 +0000</pubDate>
		<dc:creator>jellsworth</dc:creator>
				<category><![CDATA[Banking Relationships]]></category>
		<category><![CDATA[Financial Management]]></category>

		<guid isPermaLink="false">http://www.success-strategies.com/?p=773</guid>
		<description><![CDATA[Wow! Wasn’t 2009 a real tragedy in terms of overall cash flow and bottom line results? It was absolutely pathetic for most producers. Since then dairymen have been enjoying the fruits of higher milk prices. How can we avoid revealing the same calamities again? What could you have done differently as a manager? These are [...]]]></description>
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		<title>COMING UP WITH THE CASH</title>
		<link>http://www.success-strategies.com/2010/03/coming-up-with-the-cash/</link>
		<comments>http://www.success-strategies.com/2010/03/coming-up-with-the-cash/#comments</comments>
		<pubDate>Sun, 28 Mar 2010 20:19:57 +0000</pubDate>
		<dc:creator>jellsworth</dc:creator>
				<category><![CDATA[Banking Relationships]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Success Tips]]></category>

		<guid isPermaLink="false">http://www.success-strategies.com/?p=771</guid>
		<description><![CDATA[One of the most common problems faced by many businesses today revolves around their ability to obtain financing they need. This challenge becomes even more pronounced when we are faced with a tight lending environment. This has been compounded by the Sub Prime Mortgage mess and its related financial issues! This certainly magnifies the importance [...]]]></description>
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