John Ellsworth and his staff at Success Strategies have helped us to better organize our business decisions through the development of an annual operating plan.
May 2010 Issue
Published by John Ellsworth,
© Success Strategies, Inc.
This is the season when many annual loan renewals are completed in the dairy industry. Hence, it can tend to be a period of added anxiety for many producers, especially given the difficulties of the past 18 months. As if the woes of the industry and the additional debt load that many producers are carrying are not enough, most banks are under tremendous scrutiny from auditors and other regulators both inside and outside of the bank. Their anxiety can lead to terms that one might consider unusual. Some examples that come to mind include the following:
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